Polynopsis

Cost to send money from the United Kingdom: every corridor

By Polynopsis team · Last updated

In Q3 2025 the World Bank surveyed 33 corridors from the United Kingdom. The cheapest on average was to India at 1.91% and the most expensive to the Gambia at 12.06% of the local equivalent of US$200.

ToAverage costServicesLowest-cost service
India1.91%28State Bank of India (0.15%)
Nigeria1.96%31Sendwave (-0.12%)
Pakistan2.39%29Western Union (-1.43%)
Poland2.66%30Tonio (0.18%)
Nepal2.90%22Ace Money Transfer (0.77%)
Sri Lanka3.06%29Remitly (1.13%)
Romania3.12%24Remitly (0.95%)
Philippines3.33%38MoneyGram (0.44%)
Kenya3.43%27Sendwave (0.38%)
Brazil3.86%29Post Office UK via Western Union (0.85%)
Vietnam3.95%25Remitly (0.73%)
Ghana4.24%37CashMinute (-0.03%)
China4.27%23MoneyGram (0.72%)
Ethiopia4.34%19Remitly (2.03%)
Zambia4.34%21WorldRemit (2.28%)
Jamaica4.45%20Western Union (-1.27%)
Uganda4.64%34Sendwave (1.27%)
Lithuania4.67%25TransferGo (0.72%)
Tanzania4.88%24Sendwave (1.08%)
Thailand5.04%25Wise (1.64%)
Zimbabwe5.04%23WorldRemit (1.63%)
Bangladesh5.11%32Sonali Bank (2.41%)
Sierra Leone5.52%18CashMinute (3.52%)
Lebanon5.70%15Remitly (1.99%)
Albania5.84%30Western Union (1.77%)
Bulgaria6.29%22Wise (1.32%)
South Africa6.39%24MoneyGram (2.07%)
Somalia6.70%17Western Union (3.89%)
Rwanda7.43%23MoneyGram (1.76%)
South Sudan7.95%10Post Office UK via Western Union (4.75%)
Eritrea8.42%12TalkRemit (4.19%)
Afghanistan10.56%3MoneyGram (7.54%)
The Gambia12.06%22Paysend (8.05%)

The UN Sustainable Development Goals aim to bring the global average cost of sending remittances below 3% by 2030 and to remove corridors costing more than 5%. The World Bank measures the 5% test on the average of the three cheapest qualifying services in each corridor, not on the corridor average. source

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Where Polynopsis fits

The companies surveyed here move money across borders every day, and many of them prefund payout partners in the receiving country. Polynopsis is liquidity software for those companies: one live position across their banks, payout partners and wallets, with a warning before a corridor runs dry.

Data: World Bank, Remittance Prices Worldwide (complete dataset, licensed CC BY 4.0). Averages and charts are worked out by Polynopsis from that dataset. Services without a US$200 quote are left out of the averages, so a few corridors differ slightly from the World Bank site. Each corridor uses the local send amount the World Bank set as the equivalent of US$200; where that amount is now worth much less than US$200, fixed fees make the percentage cost higher.

Know where all your money is.

Polynopsis gives cross-border payment teams one live position across every bank, payout partner, exchange and wallet, including money in flight, and warns before a corridor runs dry.

About Polynopsis

Polynopsis is liquidity management software for cross-border payment companies. The name joins poly, many, and synopsis, a seeing together: one live view of money spread across many banks, payout partners, exchanges and stablecoin wallets, including money in flight, with a warning before any corridor runs dry.

Why it is called Polynopsis · About Polynopsis · Glossary · Corridor runway calculator