Polynopsis

Remittance costs for every corridor

By Polynopsis team · Last updated

The World Bank surveyed 6,469 services across 348 remittance corridors in Q3 2025, from 46 sending to 97 receiving countries. The average total cost across all those services was 6.36% of the amount sent, against the UN target of below 3% by 2030.

The rankings below include corridors with at least three services surveyed. Corridors whose standard send amount is now worth well under US$200 rank as expensive partly because fixed fees weigh more on a small amount.

Cheapest corridors

CorridorAverage costServices
Malaysia to Myanmar0.24%7
Kuwait to Pakistan0.35%21
Bahrain to Pakistan0.92%7
Belgium to Algeria1.29%6
Qatar to Pakistan1.33%6
Australia to Pakistan1.77%25
United Kingdom to India1.91%28
United Kingdom to Nigeria1.96%31
Bahrain to India2.17%10
United Arab Emirates to Pakistan2.17%17
Jordan to Egypt2.30%13
Qatar to Sri Lanka2.34%6
Kuwait to India2.37%30
United Kingdom to Pakistan2.39%29
France to Senegal2.41%17

Most expensive corridors

CorridorAverage costServices
Türkiye to Bulgaria118.19%11
Tanzania to Uganda62.68%10
Tanzania to Kenya59.99%12
Tanzania to Rwanda45.11%6
South Africa to Malawi31.48%23
Senegal to Mali25.70%6
United Arab Emirates to Sudan25.58%4
South Africa to China23.88%11
Qatar to Sudan23.20%3
Brazil to Bolivia22.59%8
Rwanda to Kenya22.56%7
South Africa to Angola21.39%13
Japan to China18.48%15
South Africa to Tanzania17.30%16
South Africa to Botswana16.45%27

By sending country

Angola1 corridor, 13.29%Australia16 corridors, 1.77% to 12.77%Austria6 corridors, 2.78% to 6.64%Bahrain4 corridors, 0.92% to 6.20%Belgium4 corridors, 1.29% to 4.22%Brazil3 corridors, 7.10% to 22.59%Cameroon1 corridor, 4.38%Canada15 corridors, 3.15% to 9.43%Chile1 corridor, 4.93%Costa Rica1 corridor, 6.86%Czechia2 corridors, 6.18% to 6.36%Côte d'Ivoire1 corridor, 6.17%Dominican Republic1 corridor, 7.68%France16 corridors, 2.41% to 45.13%Germany24 corridors, 2.47% to 9.85%Ghana1 corridor, 13.29%India2 corridors, 3.14% to 6.84%Israel1 corridor, 13.13%Italy19 corridors, 3.97% to 16.25%Japan7 corridors, 3.70% to 18.48%Jordan3 corridors, 2.30% to 7.42%Kenya4 corridors, 7.46% to 13.43%South Korea2 corridors, 5.15% to 5.84%Kuwait6 corridors, 0.35% to 6.63%Malaysia9 corridors, 0.24% to 7.51%Netherlands8 corridors, 2.84% to 8.86%New Zealand8 corridors, 3.50% to 11.22%Norway2 corridors, 3.12% to 4.06%Oman6 corridors, 2.84% to 8.05%Poland1 corridor, 3.73%Portugal3 corridors, 3.52% to 5.30%Qatar9 corridors, 1.33% to 23.20%Rwanda1 corridor, 22.56%Saudi Arabia17 corridors, 2.70% to 13.44%Senegal1 corridor, 25.70%Singapore9 corridors, 2.92% to 6.54%South Africa13 corridors, 10.29% to 31.48%Spain13 corridors, 2.88% to 15.80%Sweden4 corridors, 5.31% to 7.29%Switzerland5 corridors, 3.81% to 12.87%Tanzania3 corridors, 45.11% to 62.68%Thailand7 corridors, 9.87% to 12.81%Türkiye1 corridor, 118.19%United Arab Emirates12 corridors, 2.17% to 25.58%United Kingdom33 corridors, 1.91% to 12.06%United States42 corridors, 2.72% to 11.28%

By receiving country

Afghanistan4 corridors, 5.76% to 10.56%Albania4 corridors, 5.58% to 13.05%Algeria2 corridors, 1.29% to 45.13%Angola1 corridor, 21.39%Armenia1 corridor, 7.15%Bangladesh11 corridors, 5.11% to 10.20%Bolivia2 corridors, 15.80% to 22.59%Bosnia and Herzegovina2 corridors, 4.90% to 6.64%Botswana1 corridor, 16.45%Brazil6 corridors, 3.86% to 8.35%Bulgaria4 corridors, 3.58% to 118.19%Cabo Verde2 corridors, 3.52% to 8.81%Cambodia1 corridor, 9.87%Cameroon1 corridor, 3.08%China16 corridors, 3.31% to 23.88%Colombia2 corridors, 4.96% to 5.48%Comoros1 corridor, 3.78%Costa Rica1 corridor, 5.97%Croatia2 corridors, 2.78% to 3.14%Cuba1 corridor, 8.75%Côte d'Ivoire1 corridor, 4.05%DR Congo1 corridor, 3.15%Dominican Republic3 corridors, 4.91% to 5.11%Ecuador3 corridors, 3.92% to 8.13%Egypt8 corridors, 2.30% to 9.02%El Salvador1 corridor, 3.50%Eritrea2 corridors, 6.55% to 8.42%Eswatini1 corridor, 11.62%Ethiopia4 corridors, 3.14% to 7.85%Fiji2 corridors, 4.35% to 6.50%Ghana5 corridors, 4.24% to 5.42%Guatemala1 corridor, 4.19%Guyana2 corridors, 8.10% to 8.35%Haiti4 corridors, 4.70% to 7.68%Honduras2 corridors, 3.99% to 5.86%Hungary3 corridors, 3.81% to 7.18%India20 corridors, 1.91% to 16.39%Indonesia9 corridors, 3.23% to 12.81%Jamaica3 corridors, 4.45% to 6.06%Jordan6 corridors, 2.84% to 7.03%Kenya6 corridors, 3.43% to 59.99%Kosovo4 corridors, 4.36% to 12.87%Kyrgyzstan1 corridor, 9.85%Laos1 corridor, 11.49%Lebanon8 corridors, 5.08% to 11.28%Lesotho1 corridor, 11.25%Liberia1 corridor, 5.36%Lithuania1 corridor, 4.67%Madagascar1 corridor, 5.31%Malawi1 corridor, 31.48%Malaysia2 corridors, 3.65% to 4.59%Mali3 corridors, 2.88% to 25.70%Mexico1 corridor, 4.54%Moldova2 corridors, 4.66% to 9.44%Morocco7 corridors, 3.86% to 13.13%Mozambique2 corridors, 4.33% to 10.29%Myanmar3 corridors, 0.24% to 10.38%Namibia1 corridor, 13.29%Nepal8 corridors, 2.76% to 5.02%Nicaragua2 corridors, 4.13% to 6.86%Nigeria10 corridors, 1.96% to 14.65%North Macedonia1 corridor, 4.07%Pakistan12 corridors, 0.35% to 5.02%Panama1 corridor, 4.10%Paraguay1 corridor, 8.18%Peru4 corridors, 3.63% to 7.10%Philippines14 corridors, 2.51% to 12.88%Poland2 corridors, 2.66% to 4.06%Romania4 corridors, 3.12% to 4.77%Rwanda4 corridors, 5.03% to 45.11%Samoa2 corridors, 5.93% to 6.66%Senegal2 corridors, 2.41% to 7.90%Serbia5 corridors, 2.47% to 16.25%Sierra Leone1 corridor, 5.52%Somalia5 corridors, 3.60% to 6.79%South Africa2 corridors, 5.42% to 6.39%South Sudan5 corridors, 3.45% to 13.43%Sri Lanka11 corridors, 2.34% to 6.84%Sudan3 corridors, 13.44% to 25.58%Suriname1 corridor, 8.86%Syria2 corridors, 7.42% to 8.88%Tajikistan1 corridor, 2.99%Tanzania3 corridors, 4.88% to 17.30%Thailand7 corridors, 4.20% to 8.33%The Gambia1 corridor, 12.06%Togo2 corridors, 3.36% to 3.46%Tonga2 corridors, 7.65% to 7.89%Tunisia2 corridors, 5.48% to 5.50%Türkiye4 corridors, 3.94% to 8.14%Uganda3 corridors, 4.64% to 62.68%Ukraine5 corridors, 3.49% to 11.76%Vanuatu2 corridors, 11.22% to 12.77%Vietnam12 corridors, 3.70% to 11.33%West Bank and Gaza1 corridor, 3.55%Yemen3 corridors, 2.70% to 7.53%Zambia2 corridors, 4.34% to 14.70%Zimbabwe4 corridors, 5.04% to 12.49%

The UN Sustainable Development Goals aim to bring the global average cost of sending remittances below 3% by 2030 and to remove corridors costing more than 5%. The World Bank measures the 5% test on the average of the three cheapest qualifying services in each corridor, not on the corridor average. source

Where Polynopsis fits

The companies surveyed here move money across borders every day, and many of them prefund payout partners in the receiving country. Polynopsis is liquidity software for those companies: one live position across their banks, payout partners and wallets, with a warning before a corridor runs dry.

Data: World Bank, Remittance Prices Worldwide (complete dataset, licensed CC BY 4.0). Averages and charts are worked out by Polynopsis from that dataset. Services without a US$200 quote are left out of the averages, so a few corridors differ slightly from the World Bank site. Each corridor uses the local send amount the World Bank set as the equivalent of US$200; where that amount is now worth much less than US$200, fixed fees make the percentage cost higher.

Know where all your money is.

Polynopsis gives cross-border payment teams one live position across every bank, payout partner, exchange and wallet, including money in flight, and warns before a corridor runs dry.

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About Polynopsis

Polynopsis is liquidity management software for cross-border payment companies. The name joins poly, many, and synopsis, a seeing together: one live view of money spread across many banks, payout partners, exchanges and stablecoin wallets, including money in flight, with a warning before any corridor runs dry.

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