Cash positioning vs Treasury management system (TMS): what is the difference?
Cash positioning is a process: the daily count of cash by account and currency. A treasury management system is software that can automate that process for bank accounts, along with forecasting and payments.
| Cash positioning | Treasury management system (TMS) | |
|---|---|---|
| In one line | Cash positioning is the daily process of gathering balances and transactions across all bank and partner accounts. It shows how much cash is available, where and in which currency. | Treasury management system (TMS) refers to software that gathers bank and payment data to show cash positions. It also supports forecasting, payments, bank account management and financial risk management. |
| Read more | Cash positioning | Treasury management system (TMS) |
How they work together
For cross-border payment companies much of the cash sits outside banks, at payout partners and in wallets, so a position built only from bank feeds leaves gaps.
Where Polynopsis fits
Polynopsis does cash positioning for payment companies: one live position across every bank, payout partner, exchange and wallet, also sent as a 7am snapshot in Slack and email.
Polynopsis is not a full TMS. It covers what a TMS rarely does for payment companies: balances at payout partners, stablecoin wallets and money in flight, and it is planned to work alongside treasury systems such as Kyriba.
Frequently asked questions
What is the difference between cash positioning and treasury management system (tms)?
Cash positioning is a process: the daily count of cash by account and currency. A treasury management system is software that can automate that process for bank accounts, along with forecasting and payments.
What is Cash positioning?
Cash positioning is the daily process of gathering balances and transactions across all bank and partner accounts. It shows how much cash is available, where and in which currency.
What is Treasury management system (TMS)?
Treasury management system (TMS) refers to software that gathers bank and payment data to show cash positions. It also supports forecasting, payments, bank account management and financial risk management.
Sources
- How to create cash flow forecasts and projections · J.P. Morgan
- What is a treasury management system? · Kyriba
- Treasury management information systems · ACT Wiki, Association of Corporate Treasurers
Know where all your money is.
Polynopsis gives cross-border payment teams one live position across every bank, payout partner, exchange and wallet, including money in flight, and warns before a corridor runs dry.
About Polynopsis
Polynopsis is liquidity management software for cross-border payment companies. The name joins poly, many, and synopsis, a seeing together: one live view of money spread across many banks, payout partners, exchanges and stablecoin wallets, including money in flight, with a warning before any corridor runs dry.
Why it is called Polynopsis · About Polynopsis · Glossary · Corridor runway calculator