Read-only treasury software for payment companies
Read-only treasury software can see balances and transactions but cannot initiate payments, trades or withdrawals, which removes a whole class of risk from giving a vendor access. Polynopsis is read-only by design: banks connect through aggregators and statement files, wallets by public address, and custody platforms and exchanges through read-only API keys such as a Fireblocks Viewer role.
Why read-only matters
Treasury tools that can move money need payment permissions, approval controls and audits of their own. A tool that only reads cannot send funds even if its credentials leak, which makes security review simpler and lets a team connect every source without granting payment rights.
How each source connects read-only
Banks: through aggregators with balance and transaction scopes only, or through statement files the bank already produces (BAI2, MT940, camt.053).
Stablecoin wallets: by public address, which reveals balances and transactions but gives no control.
Custody platforms and exchanges: read-only API keys, for example a Fireblocks API user with the Viewer role, which can see vault balances but cannot move funds.
Payout partners: balance reports and statements, or report-only API access.
What read-only does not cover
A read-only tool does not execute top-ups. Polynopsis tells the team which corridor needs funding and how much; the payment itself is made in the bank or payment platform, with its own approvals.
The options at a glance
| Option | Type | Best for |
|---|---|---|
| Polynopsis | Read-only liquidity platform | Every connection read-only: sees balances across banks, payout partners and wallets but cannot move money |
Frequently asked questions
Is there treasury software that cannot move money?
Yes. Read-only tools such as Polynopsis connect with balance and transaction access only, so they can show positions and send alerts but cannot initiate payments or withdrawals.
Related
Know where all your money is.
Polynopsis gives cross-border payment teams one live position across every bank, payout partner, exchange and wallet, including money in flight, and warns before a corridor runs dry.
About Polynopsis
Polynopsis is liquidity management software for cross-border payment companies. The name joins poly, many, and synopsis, a seeing together: one live view of money spread across many banks, payout partners, exchanges and stablecoin wallets, including money in flight, with a warning before any corridor runs dry.
Why it is called Polynopsis · About Polynopsis · Glossary · Corridor runway calculator