BAI2 type codes

By Polynopsis team · Last updated 29 October 2026

Every type code in the BAI Cash Management Balance Reporting Specifications Version 2 (BAI2), 469 codes grouped as the specification groups them. 54 are status codes, 155 summary codes and 260 detail codes, and 900 to 999 are reserved for codes a bank and its customer agree between themselves.

Account Status

Code	Name	Level	Direction
010	Opening Ledger	Status	None
011	Average Opening Ledger MTD	Status	None
012	Average Opening Ledger YTD	Status	None
015	Closing Ledger	Status	None
020	Average Closing Ledger MTD	Status	None
021	Average Closing Ledger - Previous Month	Status	None
022	Aggregate Balance Adjustments	Status	None
024	Average Closing Ledger YTD - Previous Month	Status	None
025	Average Closing Ledger YTD	Status	None
030	Current Ledger	Status	None
037	ACH Net Position	Status	None
039	Opening Available + Total Same-Day ACH DTC Deposit	Status	None
040	Opening Available	Status	None
041	Average Opening Available MTD	Status	None
042	Average Opening Available YTD	Status	None
043	Average Available - Previous Month	Status	None
044	Disbursing Opening Available Balance	Status	None
045	Closing Available	Status	None
050	Average Closing Available MTD	Status	None
051	Average Closing Available - Last Month	Status	None
054	Average Closing Available YTD - Last Month	Status	None
055	Average Closing Available YTD	Status	None
056	Loan Balance	Status	None
057	Total Investment Position	Status	None
059	Current Available (CRS Supressed)	Status	None
060	Current Available	Status	None
061	Average Current Available MTD	Status	None
062	Average Current Available YTD	Status	None
063	Total Float	Status	None
065	Target Balance	Status	None
066	Adjusted Balance	Status	None
067	Adjusted Balance MTD	Status	None
068	Adjusted Balance YTD	Status	None
070	0-Day Float	Status	None
072	1-Day Float	Status	None
073	Float Adjustment	Status	None
074	2 or More Days Float	Status	None
075	3 or More Days Float	Status	None
076	Adjustment to Balances	Status	None
077	Average Adjustment to Balances MTD	Status	None
078	Average Adjustment to Balances YTD	Status	None
079	4-Day Float	Status	None
080	5-Day Float	Status	None
081	6-Day Float	Status	None
082	Average 1-Day Float MTD	Status	None
083	Average 1-Day Float YTD	Status	None
084	Average 2-Day Float MTD	Status	None
085	Average 2-Day Float YTD	Status	None
086	Transfer Calculation	Status	None

Summary and Detail Credits

Code	Name	Level	Direction
100	Total Credits	Summary	Credit
101	Total Credit Amount MTD	Summary	Credit
105	Credits Not Detailed	Summary	Credit
106	Deposits Subject to Float	Summary	Credit
107	Total Adjustment Credits YTD	Summary	Credit
108	Credit (Any Type)	Detail	Credit
109	Current Day Total Lockbox Deposits	Summary	Credit

Lockbox

Code	Name	Level	Direction
110	Total Lockbox Deposits	Summary	Credit
115	Lockbox Deposit	Detail	Credit
116	Item in Lockbox Deposit	Detail	Credit
118	Lockbox Adjustment Credit	Detail	Credit
120	EDI Transaction Credit	Summary	Credit
121	EDI Transaction Credit	Detail	Credit
122	EDIBANX Credit Received	Detail	Credit
123	EDIBANX Credit Return	Detail	Credit
415	Lockbox Debit	Detail	Debit
416	Total Lockbox Debits	Summary	Debit
420	EDI Transaction Debits	Summary	Debit
421	EDI Transaction Debit	Detail	Debit
422	EDIBANX Settlement Debit	Detail	Debit
423	EDIBANX Return Item Debit	Detail	Debit

Concentration

Code	Name	Level	Direction
130	Total Concentration Credits	Summary	Credit
131	Total DTC Credits	Summary	Credit
135	DTC Concentration Credit	Detail	Credit
136	Item in DTC Deposit	Detail	Credit
140	Total ACH Credits	Summary	Credit
142	ACH Credit Received	Detail	Credit
143	Item in ACH Deposit	Detail	Credit
145	ACH Concentration Credit	Detail	Credit
146	Total Bank Card Deposits	Summary	Credit
147	Individual Bank Card Deposit	Detail	Credit

Preauthorized and ACH

Code	Name	Level	Direction
150	Total Preauthorized Payment Credits	Summary	Credit
155	Preauthorized Draft Credit	Detail	Credit
156	Item in PAC Deposit	Detail	Credit
160	Total ACH Disbursing Funding Credits	Summary	Credit
162	Corporate Trade Payment Settlement	Summary	Credit
163	Corporate Trade Payment Credits	Summary	Credit
164	Corporate Trade Payment Credit	Detail	Credit
165	Preauthorized ACH Credit	Detail	Credit
166	ACH Settlement	Detail	Credit
167	ACH Settlement Credits	Summary	Credit
168	ACH Return Item or Adjustment Settlement	Detail	Credit
169	Miscellaneous ACH Credit	Detail	Credit

Other Deposits

Code	Name	Level	Direction
170	Total Other Check Deposits	Summary	Credit
171	Individual Loan Deposit	Detail	Credit
172	Deposit Correction	Detail	Credit
173	Bank-Prepared Deposit	Detail	Credit
174	Other Deposit	Detail	Credit
175	Check Deposit Package	Detail	Credit
176	Re-presented Check Deposit	Detail	Credit
178	List Post Credits	Summary	Credit
180	Total Loan Proceeds	Summary	Credit
182	Total Bank-Prepared Deposits	Summary	Credit
184	Draft Deposit	Detail	Credit
185	Total Miscellaneous Deposits	Summary	Credit
186	Total Cash Letter Credits	Summary	Credit
187	Cash Letter Credit	Detail	Credit
188	Total Cash Letter Adjustments	Summary	Credit
189	Cash Letter Adjustment	Detail	Credit

Money Transfer

Code	Name	Level	Direction
190	Total Incoming Money Transfers	Summary	Credit
191	Individual Incoming Internal Money Transfer	Detail	Credit
195	Incoming Money Transfer	Detail	Credit
196	Money Transfer Adjustment	Detail	Credit
198	Compensation	Detail	Credit
200	Total Automatic Transfer Credits	Summary	Credit
201	Individual Automatic Transfer Credit	Detail	Credit
202	Bond Operations Credit	Detail	Credit
205	Total Book Transfer Credits	Summary	Credit
206	Book Transfer Credit	Detail	Credit
207	Total International Money Transfer Credits	Summary	Credit
208	Individual International Money Transfer Credit	Detail	Credit
210	Total International Credits	Summary	Credit
212	Foreign Letter of Credit	Detail	Credit
213	Letter of Credit	Detail	Credit
214	Foreign Exchange of Credit	Detail	Credit
215	Total Letters of Credit	Summary	Credit
216	Foreign Remittance Credit	Detail	Credit
218	Foreign Collection Credit	Detail	Credit
221	Foreign Check Purchase	Detail	Credit
222	Foreign Checks Deposited	Detail	Credit
224	Commission	Detail	Credit
226	International Money Market Trading	Detail	Credit
227	Standing Order	Detail	Credit
229	Miscellaneous International Credit	Detail	Credit
490	Total Outgoing Money Transfers	Summary	Debit
491	Individual Outgoing Internal Money Transfer	Detail	Debit
493	Customer Terminal Initiated Money Transfer	Detail	Debit
495	Outgoing Money Transfer	Detail	Debit
496	Money Transfer Adjustment	Detail	Debit
498	Compensation	Detail	Debit
500	Total Automatic Transfer Debits	Summary	Debit
501	Individual Automatic Transfer Debit	Detail	Debit
502	Bond Operations Debit	Detail	Debit
505	Total Book Transfer Debits	Summary	Debit
506	Book Transfer Debit	Detail	Debit
507	Total International Money Transfer Debits	Summary	Debit
508	Individual International Money Transfer Debits	Detail	Debit
510	Total International Debits	Summary	Debit
512	Letter of Credit Debit	Detail	Debit
513	Letter of Credit	Detail	Debit
514	Foreign Exchange Debit	Detail	Debit
515	Total Letters of Credit	Summary	Debit
516	Foreign Remittance Debit	Detail	Debit
518	Foreign Collection Debit	Detail	Debit
522	Foreign Checks Paid	Detail	Debit
524	Commission	Detail	Debit
526	International Money Market Trading	Detail	Debit
527	Standing Order	Detail	Debit
529	Miscellaneous International Debit	Detail	Debit

Security

Code	Name	Level	Direction
230	Total Security Credits	Summary	Credit
231	Total Collection Credits	Summary	Credit
232	Sale of Debt Security	Detail	Credit
233	Securities Sold	Detail	Credit
234	Sale of Equity Security	Detail	Credit
235	Matured Reverse Repurchase Order	Detail	Credit
236	Maturity of Debt Security	Detail	Credit
237	Individual Collection Credit	Detail	Credit
238	Collection of Dividends	Detail	Credit
239	Total Bankers’ Acceptance Credits	Summary	Credit
240	Coupon Collections - Banks	Detail	Credit
241	Bankers’ Acceptances	Detail	Credit
242	Collection of Interest Income	Detail	Credit
243	Matured Fed Funds Purchased	Detail	Credit
244	Interest/Matured Principal Payment	Detail	Credit
245	Monthly Dividends	Summary	Credit
246	Commercial Paper	Detail	Credit
247	Capital Change	Detail	Credit
248	Savings Bonds Sales Adjustment	Detail	Credit
249	Miscellaneous Security Credit	Detail	Credit
250	Total Checks Posted and Returned	Summary	Credit
251	Total Debit Reversals	Summary	Credit
252	Debit Reversal	Detail	Credit
254	Posting Error Correction Credit	Detail	Credit
255	Check Posted and Returned	Detail	Credit
256	Total ACH Return Items	Summary	Credit
257	Individual ACH Return Item	Detail	Credit
258	ACH Reversal Credit	Detail	Credit
260	Total Rejected Credits	Summary	Credit
261	Individual Rejected Credit	Detail	Credit
263	Overdraft	Detail	Credit
266	Return Item	Detail	Credit
268	Return Item Adjustment	Detail	Credit
530	Total Security Debits	Summary	Debit
531	Securities Purchased	Detail	Debit
532	Total Amount of Securities Purchased	Summary	Debit
533	Security Collection Debit	Detail	Debit
534	Total Miscellaneous Securities DB - FF	Summary	Debit
535	Purchase of Equity Securities	Detail	Debit
536	Total Miscellaneous Securities Debit - CHF	Summary	Debit
537	Total Collection Debit	Summary	Debit
538	Matured Repurchase Order	Detail	Debit
539	Total Bankers’ Acceptances Debit	Summary	Debit
540	Coupon Collection Debit	Detail	Debit
541	Bankers’ Acceptances	Detail	Debit
542	Purchase of Debt Securities	Detail	Debit
543	Domestic Collection	Detail	Debit
544	Interest/Matured Principal Payment	Detail	Debit
546	Commercial paper	Detail	Debit
547	Capital Change	Detail	Debit
548	Savings Bonds Sales Adjustment	Detail	Debit
549	Miscellaneous Security Debit	Detail	Debit

ZBA and Disbursing

Code	Name	Level	Direction
270	Total ZBA Credits	Summary	Credit
271	Net Zero-Balance Amount	Summary	Credit
274	Cumulative ZBA or Disbursement Credits	Detail	Credit
275	ZBA Credit	Detail	Credit
276	ZBA Float Adjustment	Detail	Credit
277	ZBA Credit Transfer	Detail	Credit
278	ZBA Credit Adjustment	Detail	Credit
280	Total Controlled Disbursing Credits	Summary	Credit
281	Individual Controlled Disbursing Credit	Detail	Credit
285	Total DTC Disbursing Credits	Summary	Credit
286	Individual DTC Disbursing Credit	Detail	Credit
570	Total ZBA Debits	Summary	Debit
574	Cumulative ZBA Debits	Detail	Debit
575	ZBA Debit	Detail	Debit
577	ZBA Debit Transfer	Detail	Debit
578	ZBA Debit Adjustment	Detail	Debit
580	Total Controlled Disbursing Debits	Summary	Debit
581	Individual Controlled Disbursing Debit	Detail	Debit
583	Total Disbursing Checks Paid - Early Amount	Summary	Debit
584	Total Disbursing Checks Paid - Later Amount	Summary	Debit
585	Disbursing Funding Requirement	Summary	Debit
586	FRB Presentment Estimate (Fed Estimate)	Summary	Debit
587	Late Debits (After Notification)	Summary	Debit
588	Total Disbursing Checks Paid-Last Amount	Summary	Debit

Other (Expansion)

Code	Name	Level	Direction
294	Total ATM Credits	Summary	Credit
295	ATM Credit	Detail	Credit
301	Commercial Deposit	Detail	Credit
302	Correspondent Bank Deposit	Summary	Credit
303	Total Wire Transfers In - FF	Summary	Credit
304	Total Wire Transfers In - CHF	Summary	Credit
305	Total Fed Funds Sold	Summary	Credit
306	Fed Funds Sold	Detail	Credit
307	Total Trust Credits	Summary	Credit
308	Trust Credit	Detail	Credit
309	Total Value - Dated Funds	Summary	Credit
310	Total Commercial Deposits	Summary	Credit
315	Total International Credits - FF	Summary	Credit
316	Total International Credits - CHF	Summary	Credit
318	Total Foreign Check Purchased	Summary	Credit
319	Late Deposit	Summary	Credit
320	Total Securities Sold - FF	Summary	Credit
321	Total Securities Sold - CHF	Summary	Credit
324	Total Securities Matured - FF	Summary	Credit
325	Total Securities Matured - CHF	Summary	Credit
326	Total Securities Interest	Summary	Credit
327	Total Securities Matured	Summary	Credit
328	Total Securities Interest - FF	Summary	Credit
329	Total Securities Interest - CHF	Summary	Credit
330	Total Escrow Credits	Summary	Credit
331	Individual Escrow Credit	Detail	Credit
332	Total Miscellaneous Securities Credits - FF	Summary	Credit
336	Total Miscellaneous Securities Credits - CHF	Summary	Credit
338	Total Securities Sold	Summary	Credit
340	Total Broker Deposits	Summary	Credit
341	Total Broker Deposits - FF	Summary	Credit
342	Broker Deposit	Detail	Credit
343	Total Broker Deposits - CHF	Summary	Credit
344	Individual Back Value Credit	Detail	Credit
345	Item in Brokers Deposit	Detail	Credit
346	Sweep Interest Income	Detail	Credit
347	Sweep Principal Sell	Detail	Credit
348	Futures Credit	Detail	Credit
349	Principal Payments Credit	Detail	Credit
350	Investment Sold	Summary	Credit
351	Individual Investment Sold	Detail	Credit
352	Total Cash Center Credits	Summary	Credit
353	Cash Center Credit	Detail	Credit
354	Interest Credit	Detail	Credit
355	Investment Interest	Summary	Credit
356	Total Credit Adjustment	Summary	Credit
357	Credit Adjustment	Detail	Credit
358	YTD Adjustment Credit	Detail	Credit
359	Interest Adjustment Credit	Detail	Credit
360	Total Credits Less Wire Transfer and Returned Checks	Summary	Credit
361	Grand Total Credits Less Grand Total Debits	Summary	Credit
590	Total DTC Debits	Summary	Debit
594	Total ATM Debits	Summary	Debit
595	ATM Debit	Detail	Debit
596	Total APR Debits	Summary	Debit
597	ARP Debit	Detail	Debit
601	Estimated Total Disbursement	Summary	Debit
602	Adjusted Total Disbursement	Summary	Debit
610	Total Funds Required	Summary	Debit
611	Total Wire Transfers Out- CHF	Summary	Debit
612	Total Wire Transfers Out - FF	Summary	Debit
613	Total International Debit - CHF	Summary	Debit
614	Total International Debit - FF	Summary	Debit
615	Total Federal Reserve Bank - Commercial Bank Debit	Summary	Debit
616	Federal Reserve Bank - Commercial Bank Debit	Detail	Debit
617	Total Securities Purchased - CHF	Summary	Debit
618	Total Securities Purchased - FF	Summary	Debit
621	Total Broker Debits - CHF	Summary	Debit
622	Broker Debit	Detail	Debit
623	Total Broker Debits - FF	Summary	Debit
625	Total Broker Debits	Summary	Debit
626	Total Fed Funds Purchased	Summary	Debit
627	Fed Funds Purchased	Detail	Debit
628	Total Cash Center Debits	Summary	Debit
629	Cash Center Debit	Detail	Debit
630	Total Debit Adjustments	Summary	Debit
631	Debit Adjustment	Detail	Debit
632	Total Trust Debits	Summary	Debit
633	Trust Debit	Detail	Debit
634	YTD Adjustment Debit	Detail	Debit
640	Total Escrow Debits	Summary	Debit
641	Individual Escrow Debit	Detail	Debit
644	Individual Back Value Debit	Detail	Debit
646	Transfer Calculation Debit	Summary	Debit
650	Investments Purchased	Summary	Debit
651	Individual Investment purchased	Detail	Debit
654	Interest Debit	Detail	Debit
655	Total Investment Interest Debits	Summary	Debit
656	Sweep Principal Buy	Detail	Debit
657	Futures Debit	Detail	Debit
658	Principal Payments Debit	Detail	Debit
659	Interest Adjustment Debit	Detail	Debit

Correspondent Bank and Federal Reserve

Code	Name	Level	Direction
362	Correspondent Collection	Detail	Credit
363	Correspondent Collection Adjustment	Detail	Credit
364	Loan Participation	Detail	Credit
366	Currency and Coin Deposited	Detail	Credit
367	Food Stamp Letter	Detail	Credit
368	Food Stamp Adjustment	Detail	Credit
369	Clearing Settlement Credit	Detail	Credit
370	Total Back Value Credits	Summary	Credit
372	Back Value Adjustment	Detail	Credit
373	Customer Payroll	Detail	Credit
374	FRB Statement Recap	Detail	Credit
376	Savings Bond Letter or Adjustment	Detail	Credit
377	Treasury Tax and Loan Credit	Detail	Credit
378	Transfer of Treasury Credit	Detail	Credit
379	FRB Government Checks Cash Letter Credit	Detail	Credit
381	FRB Government Check Adjustment	Detail	Credit
382	FRB Postal Money Order Credit	Detail	Credit
383	FRB Postal Money Order Adjustment	Detail	Credit
384	FRB Cash Letter Auto Charge Credit	Detail	Credit
385	Total Universal Credits	Summary	Credit
386	FRB Cash Letter Auto Charge Adjustment	Detail	Credit
387	FRB Fine-Sort Cash Letter Credit	Detail	Credit
388	FRB Fine-Sort Adjustment	Detail	Credit
389	Total Freight Payment Credits	Summary	Credit
661	Account Analysis Fee	Detail	Debit
662	Correspondent Collection Debit	Detail	Debit
663	Correspondent Collection Adjustment	Detail	Debit
664	Loan Participation	Detail	Debit
665	Intercept Debits	Summary	Debit
666	Currency and Coin Shipped	Detail	Debit
667	Food Stamp Letter	Detail	Debit
668	Food Stamp Adjustment	Detail	Debit
669	Clearing Settlement Debit	Detail	Debit
670	Total Back Value Debits	Summary	Debit
672	Back Value Adjustment	Detail	Debit
673	Customer Payroll	Detail	Debit
674	FRB Statement Recap	Detail	Debit
676	Savings Bond Letter or Adjustment	Detail	Debit
677	Treasury Tax and Loan Debit	Detail	Debit
678	Transfer of Treasury Debit	Detail	Debit
679	FRB Government Checks Cash Letter Debit	Detail	Debit
681	FRB Government Check Adjustment	Detail	Debit
682	FRB Postal Money Order Debit	Detail	Debit
683	FRB Postal Money Order Adjustment	Detail	Debit
684	FRB Cash Letter Auto Charge Debit	Detail	Debit
685	Total Universal Debits	Summary	Debit
686	FRB Cash Letter Auto Charge Adjustment	Detail	Debit
687	FRB Fine-Sort Cash Letter Debit	Detail	Debit
688	FRB Fine-Sort Adjustment	Detail	Debit
689	FRB Freight Payment Debits	Summary	Debit
690	Total Miscellaneous Debits	Summary	Debit
691	Universal Debit	Detail	Debit
692	Freight Payment Debit	Detail	Debit
693	Itemized Debit Over $10,000	Detail	Debit
694	Deposit Reversal	Detail	Debit
695	Deposit Correction Debit	Detail	Debit
696	Regular Collection Debit	Detail	Debit
697	Cumulative Debits	Detail	Debit
698	Miscellaneous Fees	Detail	Debit
699	Miscellaneous Debit	Detail	Debit

Miscellaneous

Code	Name	Level	Direction
390	Total Miscellaneous Credits	Summary	Credit
391	Universal Credit	Detail	Credit
392	Freight Payment Credit	Detail	Credit
393	Itemized Credit Over $10,000	Detail	Credit
394	Cumulative Credits	Detail	Credit
395	Check Reversal	Detail	Credit
397	Float Adjustment	Detail	Credit
398	Miscellaneous Fee Refund	Detail	Credit
399	Miscellaneous Credit	Detail	Credit

Summary and Detail Debits

Code	Name	Level	Direction
400	Total Debits	Summary	Debit
401	Total Debit Amount MTD	Summary	Debit
403	Today’s Total Debits	Summary	Debit
405	Total Debit Less Wire Transfers and Charge-Backs	Summary	Debit
406	Debits not Detailed	Summary	Debit
408	Float Adjustment	Detail	Debit
409	Debit (Any Type)	Detail	Debit
410	Total YTD Adjustment	Summary	Debit
412	Total Debits (Excluding Returned Items)	Summary	Debit

Payable-Through Draft

Code	Name	Level	Direction
430	Total Payable-Through Drafts	Summary	Debit
435	Payable-Through Draft	Detail	Debit

ACH

Code	Name	Level	Direction
445	ACH Concentration Debit	Detail	Debit
446	Total ACH Disbursement Funding Debits	Summary	Debit
447	ACH Disbursement Funding Debit	Detail	Debit
450	Total ACH Debits	Summary	Debit
451	ACH Debit Received	Detail	Debit
452	Item in ACH Disbursement or Debit	Detail	Debit
455	Preauthorized ACH Debit	Detail	Debit
462	Account Holder Initiated ACH Debit	Detail	Debit
463	Corporate Trade Payment Debits	Summary	Debit
464	Corporate Trade Payment Debit	Detail	Debit
465	Corporate Trade Payment Settlement	Summary	Debit
466	ACH Settlement	Detail	Debit
467	ACH Settlement Debits	Summary	Debit
468	ACH Return Item or Adjustment Settlement	Detail	Debit
469	Miscellaneous ACH Debit	Detail	Debit

Checks Paid

Code	Name	Level	Direction
470	Total Check Paid	Summary	Debit
471	Total Check Paid - Cumulative MTD	Summary	Debit
472	Cumulative Checks Paid	Detail	Debit
474	Certified Check Debit	Detail	Debit
475	Check Paid	Detail	Debit
476	Federal Reserve Bank Letter Debit	Detail	Debit
477	Bank Originated Debit	Detail	Debit
478	List Post Debits	Summary	Debit
479	List Post Debit	Detail	Debit
480	Total Loan Payments	Summary	Debit
481	Individual Loan Payment	Detail	Debit
482	Total Bank-Originated Debits	Summary	Debit
484	Draft	Detail	Debit
485	DTC Debit	Detail	Debit
486	Total Cash Letter Debits	Summary	Debit
487	Cash Letter Debit	Detail	Debit
489	Cash Letter Adjustment	Detail	Debit

Deposited Items Returned

Code	Name	Level	Direction
550	Total Deposited Items Returned	Summary	Debit
551	Total Credit Reversals	Summary	Debit
552	Credit Reversal	Detail	Debit
554	Posting Error Correction Debit	Detail	Debit
555	Deposited Item Returned	Detail	Debit
556	Total ACH Return Items	Summary	Debit
557	Individual ACH Return Item	Detail	Debit
558	ACH Reversal Debit	Detail	Debit
560	Total Rejected Debits	Summary	Debit
561	Individual Rejected Debit	Detail	Debit
563	Overdraft	Detail	Debit
564	Overdraft Fee	Detail	Debit
566	Return Item	Detail	Debit
567	Return Item Fee	Detail	Debit
568	Return Item Adjustment	Detail	Debit

Loan Transactions

Code	Name	Level	Direction
701	Principal Loan Balance	Status	None
703	Available Commitment Amount	Status	None
705	Payment Amount Due	Status	None
707	Principal Amount Past Due	Status	None
709	Interest Amount Past Due	Status	None
720	Total Loan Payment	Summary	Credit
721	Amount Applied to Interest	Detail	Credit
722	Amount Applied to Principal	Detail	Credit
723	Amount Applied to Escrow	Detail	Credit
724	Amount Applied to Late Charges	Detail	Credit
725	Amount Applied to Buydown	Detail	Credit
726	Amount Applied to Misc. Fees	Detail	Credit
727	Amount Applied to Deferred Interest Detail	Detail	Credit
728	Amount Applied to Service Charge	Detail	Credit
760	Loan Disbursement	Summary	Debit

Non-Monetary Information

Code	Name	Level	Direction
890	Contains Non-monetary Information	Detail	None

Customized Type Codes

Code	Name	Level	Direction
900-919	Account Status Codes	Status	None
920-959	Credit Summary and Detail		Credit
960-999	Debit Summary and Detail		Debit

Where Polynopsis fits

Polynopsis reads bank statement files in BAI2, MT940 and ISO 20022 camt.053, read-only, and puts every bank balance into one live position with payout partner, exchange and stablecoin wallet balances, including money in flight.

Sources

Cash Management Balance Reporting Specifications Version 2, Technical Reference Manual (2005), Appendix A · BAI

Know where all your money is.

Polynopsis gives cross-border payment teams one live position across every bank, payout partner, exchange and wallet, including money in flight, and warns before a corridor runs dry.

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About Polynopsis

Polynopsis is liquidity management software for cross-border payment companies. The name joins poly, many, and synopsis, a seeing together: one live view of money spread across many banks, payout partners, exchanges and stablecoin wallets, including money in flight, with a warning before any corridor runs dry.

Why it is called Polynopsis · About Polynopsis · Glossary · Corridor runway calculator