BAI2 type code 274: Cumulative ZBA or Disbursement Credits
BAI2 type code 274 means Cumulative ZBA or Disbursement Credits. It is a detail code, reported in the 16 (transaction detail) record, in the ZBA and Disbursing group of the BAI Cash Management Balance Reporting Specifications Version 2. It reports a credit.
| Type code | 274 |
| Name | Cumulative ZBA or Disbursement Credits |
| Group | ZBA and Disbursing |
| Level | Detail |
| Direction | Credit |
The spec added this code so that a cumulative amount of credits not sent as separate detail records can be sent as one detail item.
How it appears in a BAI2 file
Detail codes appear in the 16 record: record code, type code, amount in the account currency's smallest unit, funds type, bank reference, customer reference and text. An example with a made-up amount and references:
16,274,1500000,Z,0000123456,INV1234,/
A 16 record with no text ends with a comma and a slash after the customer reference.
Other codes in the ZBA and Disbursing group
The full format: BAI2 file format explained. All codes: BAI2 type code list. The ISO 20022 equivalent: ISO 20022 bank transaction codes.
Where Polynopsis fits
Polynopsis reads bank statement files in BAI2, MT940 and ISO 20022 camt.053, read-only, and puts every bank balance into one live position with payout partner, exchange and stablecoin wallet balances, including money in flight.
Sources
Know where all your money is.
Polynopsis gives cross-border payment teams one live position across every bank, payout partner, exchange and wallet, including money in flight, and warns before a corridor runs dry.
About Polynopsis
Polynopsis is liquidity management software for cross-border payment companies. The name joins poly, many, and synopsis, a seeing together: one live view of money spread across many banks, payout partners, exchanges and stablecoin wallets, including money in flight, with a warning before any corridor runs dry.
Why it is called Polynopsis · About Polynopsis · Glossary · Corridor runway calculator