ISO 20022 bank transaction code SECU CUST: Custody
In ISO 20022 bank transaction codes, domain SECU (Securities) with family CUST means Custody. Represents the total of all asset servicing transactions such as dividends, income corporate action equivalents, tax returns, redemptions etc It has 43 sub-family codes, listed below.
Sub-family codes
| Code | Name | Definition |
|---|---|---|
| SECU/CUST/BONU | Bonus Issue/Capitalisation Issue | Bonus, scrip or capitalisation issue. Security holders receive additional assets free of payment from the issuer, in proportion to their holding. |
| SECU/CUST/EXRI | Call On Intermediate Securities | Call or exercise on nil-paid securities or intermediate securities resulting from an intermediate securities distribution. This code is used for the second event, when an intermediate securities’ issue (rights/coupons) is composed of two events, the first event being the distribution of intermediate securities. |
| SECU/CUST/CAPG | Capital Gains Distribution | Distribution of profits resulting from the sale of company assets eg Shareholders of Mutual Funds, Unit Trusts, or Sicavs are recipients of capital gains distributions which are often reinvested in additional shares of the fund. |
| SECU/CUST/DVCA | Cash Dividend | Distribution of cash to shareholders, in proportion to their equity holding. Ordinary dividends are recurring and regular. Shareholder must take cash and may be offered a choice of currency. |
| SECU/CUST/CSLI | Cash In Lieu | Cash paid in lieu of something else. |
| SECU/CUST/CHRG | Charges (Generic) | Generic charges related to the transaction without further details available |
| SECU/CUST/COMM | Commission (Generic) | Generic commissions without further details related to the transaction |
| SECU/CUST/COME | Commission excluding taxes (Generic) | Generic commissions without taxes related to the transaction without further details available |
| SECU/CUST/COMI | Commission including taxes (Generic) | Generic commissions including taxes related to the transaction without further details available |
| SECU/CUST/CONV | Conversion | Conversion of securities (generally convertible bonds or preferred shares) into another form of securities (usually common shares) at a pre-stated price/ratio. |
| SECU/CUST/CAJT | Credit Adjustments (Generic) | Generic credit or debit adjustments related to the transaction without further details available |
| SECU/CUST/DAJT | Debit Adjustments (Generic) | Generic credit or debit adjustments related to the transaction without further details available |
| SECU/CUST/DECR | Decrease in Value | Reduction of face value of a single share. The number of circulating shares remains unchanged. This event may include a cash payout to holders. |
| SECU/CUST/DVOP | Dividend Option | Distribution of a dividend to shareholders with a choice of benefit to receive. Shareholders may choose to receive shares or cash. To be distinguished from DRIP as the company creates new share capital in exchange for the dividend rather than investing the dividend in the market. |
| SECU/CUST/DRIP | Dividend Reinvestment | Dividend payment where holders can keep cash or have the cash reinvested in the market by the issuer into additional shares in the issuing company. To be distinguished from DVOP as the company invests the dividend in the market rather than creating new share capital in exchange for the dividend. |
| SECU/CUST/DRAW | Drawing | Redemption in part before the scheduled final maturity date of a security. Drawing is distinct from partial call since drawn bonds are chosen by lottery and results are confirmed to bondholder. |
| SECU/CUST/DTCH | Dutch Auction | Action by a party wishing to acquire a security. Holders of the security are invited to make an offer to sell, within a specific price range. The acquiring party will buy from the holder with lowest offer. |
| SECU/CUST/SHPR | Equity Premium Reserve | Shareholders receive an amount in cash issued from the equity premium reserve. This event is similar to a dividend but has different tax implications. |
| SECU/CUST/EXOF | Exchange | Exchange of holdings for other securities and/or cash. The exchange can be either mandatory or voluntary involving the exchange of outstanding securities for different securities and/or cash. For example “exchange offer” and “capital reorganisation” |
| SECU/CUST/FEES | Fees (Generic) | Generic fees related to the transaction without further details available |
| SECU/CUST/REDM | Final Maturity | Redemption of an entire issue outstanding of bonds/preferred equities by the issuer at final maturity. |
| SECU/CUST/MCAL | Full Call / Early Redemption | Redemption of an entire issue outstanding of bonds/preferred equity by the issuer before final maturity. |
| SECU/CUST/INTR | Interest Payment | Regular interest payment distributed to holders of an interest bearing asset. |
| SECU/CUST/PRII | Interest Payment with Principles | Payment of a portion of the principal of an interest bearing asset, in addition to the interest payment. |
| SECU/CUST/LIQU | Liquidation Dividend / Liquidation Payment | Distribution of cash, assets, or both. Debt may be paid in order of priority based on preferred claims to assets specified by the security. |
| SECU/CUST/MRGR | Merger | Exchange of outstanding securities, initiated by the issuer which may include options, as the result of two or more companies combining assets ie an external, third party company. Cash payments may accompany share exchange. |
| SECU/CUST/COMT | Non Taxable commissions (Generic) | Generic non-taxable commissions related to the transaction without further details available |
| SECU/CUST/NTAV | Not available | The “Not Available” Sub-Family is used to cater for the Bank Transaction Code mandatory field, when no further details are available for the Bank Transaction Code, e.g. a received credit transfer is reported but no Sub-Family is available in the information provided in the transaction. |
| SECU/CUST/ODLT | Odd Lot Sale/Purchase | Sale or purchase of odd-lots to/from the issuing company, initiated either by the holder of the security or through an offer made by the issuer. |
| SECU/CUST/OTHR | Other | The “Other” Sub-Family is used to cater for the Bank Transaction Code mandatory field, when the reported Family does not match any of the Families listed in the specified Domain, but further details are available in addition to the Domain and Family codes. |
| SECU/CUST/PCAL | Partial Redemption with reduction of nominal value | Securities are redeemed in part before their scheduled final maturity date with reduction of the nominal value of the shares. The outstanding amount of securities will be reduced proportionally. |
| SECU/CUST/PRED | Partial Redemption Without Reduction of Nominal Value | Securities are redeemed in part before their scheduled final maturity date without reduction of the nominal value of the shares. This is commonly done by pool factor reduction. |
| SECU/CUST/PRIO | Priority Issue | Form of open or public offer where, due to a limited amount of securities available, priority is given to existing shareholders. |
| SECU/CUST/BPUT | Put Redemption | Early redemption of a security at the election of the holder subject to the terms and condition of the issue. |
| SECU/CUST/RWPL | Redemption Withdrawing Plan | Cash movement related to a withdrawal by individuals in the framework of a structured plan for investments made in the past. |
| SECU/CUST/RIMB | Reimbursement (Generic) | Generic reimbursement of costs related to the transaction without further details available |
| SECU/CUST/BIDS | Repurchase offer/Issuer Bid/Reverse Rights | Offer to existing shareholders by the issuing company to repurchase equity or other securities convertible into equity. The objective of the offer is to reduce the number of outstanding equities. |
| SECU/CUST/RHTS | Rights Issue/Subscription Rights/Rights Offer | Distribution of a security or privilege that gives the holder an entitlement or right to take part in a future event. |
| SECU/CUST/SSPL | Subscription Savings Plan | Cash movement related to a subscription for a savings plan, i.e. money set aside by individuals in the framework of a structured plan for a special purpose eg retirement. |
| SECU/CUST/TREC | Tax Reclaim | Event related to tax reclaim activities. |
| SECU/CUST/TAXE | Taxes (Generic) | Generic taxes related to the transaction without further details available |
| SECU/CUST/TEND | Tender | Cash movement related to an offer made to shareholders, normally by a third party, requesting them to sell (tender) or exchange their equities. |
| SECU/CUST/EXWA | Warrant Exercise/Warrant Conversion | Option to buy (call warrant) or to sell (put warrant) a specific amount of equities, cash, commodity, etc, at a predetermined price over a specific period of time. |
How it appears in camt.053
In camt.052, camt.053 and camt.054, each entry carries its code in the BkTxCd block. For example, SECU/CUST/BONU:
<BkTxCd>
<Domn>
<Cd>SECU</Cd>
<Fmly>
<Cd>CUST</Cd>
<SubFmlyCd>BONU</SubFmlyCd>
</Fmly>
</Domn>
</BkTxCd>
Other families in the SECU domain
Related: camt.053 explained, ISO 20022 and all ISO 20022 bank transaction codes.
Where Polynopsis fits
Polynopsis reads bank statement files in BAI2, MT940 and ISO 20022 camt.053, read-only, and puts every bank balance into one live position with payout partner, exchange and stablecoin wallet balances, including money in flight.
Sources
- Bank Transaction Codes external code list description (November 2025) · ISO 20022
- Bank Transaction Codes codification workbook (30 November 2025) · ISO 20022
Know where all your money is.
Polynopsis gives cross-border payment teams one live position across every bank, payout partner, exchange and wallet, including money in flight, and warns before a corridor runs dry.
About Polynopsis
Polynopsis is liquidity management software for cross-border payment companies. The name joins poly, many, and synopsis, a seeing together: one live view of money spread across many banks, payout partners, exchanges and stablecoin wallets, including money in flight, with a warning before any corridor runs dry.
Why it is called Polynopsis · About Polynopsis · Glossary · Corridor runway calculator