Sending money from Qatar to Egypt: the payments stack

By Polynopsis team · Last updated 29 October 2026

What it costs to send QAR 730

The World Bank surveyed 6 services sending from Qatar to Egypt from 17 August 2025 to 25 August 2025. The average total cost, fees plus the FX margin, was 5.63% of the amount sent; money transfer operators averaged 3.28% and banks 7.98%. source

Bank and operator averages are worked out from the survey's provider types.

The send side: Qatar

• The Payment Services Regulation entered into force on 15 September 2021 and requires a QCB licence for e-money issuance, merchant acquisition, domestic money transfer and other payment services with a clear payments nexus. source
• No payment service provider can contract with anyone in or outside Qatar to provide cross-border money transfer unless it holds a QCB exchange house licence; providers licensed for e-money and domestic transfer can let customers remit from e-money accounts through licensed exchange houses or local banks. source
• Licensees that hold customer money (Category I: e-money or merchant acquisition) need capital of QR 2 million, QR 5 million or QR 10 million for fewer than 500,000, 500,000 to 1 million, or more than 1 million transactions a month, or 2% of average outstanding e-money and acquired merchant transactions over the preceding 90 days if higher; licensees that hold no customer money (Category II) need QR 2 million. source

Licences, sponsor banks, collections, ramps and KYC providers: sending from Qatar.

The payout side: Egypt

Licensing, local banks, stablecoin ramps, FX and KYC in Egypt: launching payments in Egypt.

Payout rails in Egypt

Holiday gaps to plan for, to December 2027

Weekdays when one side of the corridor is closed. On the 3 dates when Qatar is closed and Egypt is open, the payout balance has to already hold enough to cover them. On the 13 dates when Egypt is closed, instant rails may still pay out.

Full calendars: Qatar and Egypt. Size the buffer with the corridor runway calculator.

Funding the corridor

• Working days in Qatar are Sunday to Thursday, with Friday and Saturday as the weekly holiday (Emiri Decision No. 57 of 2025). source
• Official State holidays are National Day on 18 December, Sports Day on the second Tuesday of February, Eid al-Fitr from 28 Ramadan to the end of 4 Shawwal and Eid al-Adha from 9 to the end of 13 Dhu al-Hijjah; these Eid ranges apply to ministries and public bodies, while banks follow Eid dates set by the QCB Governor. source
• CBE RTGS business days run Sunday to Thursday, excluding participants' public holidays, and the CBE can declare a public holiday a business day if necessary. source
• The RTGS daily schedule sets the cut-off for bank-to-bank payments at 16:30, so interbank pound settlement closes each working afternoon. source
• The CBE describes IPN services as instant transfers 24/7 to all banks' customers, and inbound remittances can be credited to accounts in real time through the IPN at licensed banks. source

Running the corridor

Polynopsis shows every balance on both sides of this corridor in one live position: the collection accounts in Qatar, the payout partners and banks in Egypt and any stablecoin in between. It warns before the Egypt balance runs dry, holidays included. See how it works.

Related corridors

• Italy to Egypt
• Qatar to Bangladesh
• Qatar to India
• Qatar to Jordan
• Qatar to Nepal
• Qatar to Pakistan
• Qatar to Philippines
• Qatar to Sri Lanka
• Saudi Arabia to Egypt
• UAE to Egypt
• United States to Egypt

Sources

1. World Bank, Remittance Prices Worldwide dataset · World Bank
2. Amiri Decision No. 57 of 2025 on the determination of working days, occasions and official holidays · Lexis Middle East
3. Official Gazette publishes Amiri Decision No. 57 of 2025 (Articles 1 to 4) · Al Arab
4. National Holidays 2026 · Presidency of the Arab Republic of Egypt
5. Ministerial Decree Setting Official Paid Holidays for Workers No. 294 of 2025 · Mondaq