ISO 20022 bank transaction code domain PMNT: Payments
The Payments domain provides the bank transaction codes for all payment activities that relate to transfer of funds between parties. The PMNT domain has 19 families in the ISO 20022 bank transaction code list (Version 8.0, November 2025).
| Family | Name | Sub-families |
|---|---|---|
| DRFT | Drafts | 19 |
| CNTR | Counter Transactions | 24 |
| CCRD | Customer Card Transactions | 20 |
| ICCN | Issued Cash Concentration Transactions | 19 |
| ICHQ | Issued Cheques | 31 |
| ICDT | Issued Credit Transfers | 41 |
| IDDT | Issued Direct Debits | 24 |
| IRCT | Issued Real-Time Credit Transfers | 40 |
| LBOX | Lockbox Transactions | 16 |
| MCRD | Merchant Card Transactions | 17 |
| RCCN | Received Cash Concentration Transactions | 19 |
| RCHQ | Received Cheques | 31 |
| RCDT | Received Credit Transfers | 41 |
| RDDT | Received Direct Debits | 24 |
| RRCT | Received Real-Time Credit Transfers | 40 |
| MCOP | Miscellaneous Credit Operations | 12 |
| MDOP | Miscellaneous Debit Operations | 13 |
| NTAV | Not Available | 1 |
| OTHR | Other | 1 |
All ISO 20022 bank transaction codes
Where Polynopsis fits
Polynopsis reads bank statement files in BAI2, MT940 and ISO 20022 camt.053, read-only, and puts every bank balance into one live position with payout partner, exchange and stablecoin wallet balances, including money in flight.
Sources
- Bank Transaction Codes external code list description (November 2025) · ISO 20022
- Bank Transaction Codes codification workbook (30 November 2025) · ISO 20022
Know where all your money is.
Polynopsis gives cross-border payment teams one live position across every bank, payout partner, exchange and wallet, including money in flight, and warns before a corridor runs dry.
About Polynopsis
Polynopsis is liquidity management software for cross-border payment companies. The name joins poly, many, and synopsis, a seeing together: one live view of money spread across many banks, payout partners, exchanges and stablecoin wallets, including money in flight, with a warning before any corridor runs dry.
Why it is called Polynopsis · About Polynopsis · Glossary · Corridor runway calculator