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ISO 20022 bank transaction code PMNT LBOX: Lockbox Transactions

By Polynopsis team · Last updated

In ISO 20022 bank transaction codes, domain PMNT (Payments) with family LBOX means Lockbox Transactions. Transaction is related to a lockbox, which is a batch of cheques that have been deposited in a BO, and are processed in one operation. It has 16 sub-family codes, listed below.

Sub-family codes

CodeNameDefinition
PMNT/LBOX/CHRGCharges (Generic)Generic charges related to the transaction without further details available
PMNT/LBOX/COMMCommission (Generic)Generic commissions without further details related to the transaction
PMNT/LBOX/COMECommission Excluding Taxes (Generic)Generic commissions without taxes related to the transaction without further details available
PMNT/LBOX/COMICommission Including Taxes (Generic)Generic commissions including taxes related to the transaction without further details available
PMNT/LBOX/LBCACredit AdjustmentTransaction is related to a lockbox credit adjustment.
PMNT/LBOX/CAJTCredit Adjustments (Generic)Generic credit or debit adjustments related to the transaction without further details available
PMNT/LBOX/LBDBDebitTransaction is related to a lockbox debit.
PMNT/LBOX/DAJTDebit Adjustments (Generic)Generic credit or debit adjustments related to the transaction without further details available
PMNT/LBOX/LBDPDepositTransaction is related to a lockbox deposit
PMNT/LBOX/FEESFees (Generic)Generic fees related to the transaction without further details available
PMNT/LBOX/INTRInterests (Generic)Generic interest related to the transaction without further details available
PMNT/LBOX/COMTNon Taxable Commissions (Generic)Generic non-taxable commissions related to the transaction without further details available
PMNT/LBOX/NTAVNot AvailableThe “Not Available” Sub-Family is used to cater for the Bank Transaction Code mandatory field, when no further details are available for the Bank Transaction Code, e.g. a received credit transfer is reported but no Sub-Family is available in the information provided in the transaction.
PMNT/LBOX/OTHROtherThe “Other” Sub-Family is used to cater for the Bank Transaction Code mandatory field, when the reported Family does not match any of the Families listed in the specified Domain, but further details are available in addition to the Domain and Family codes.
PMNT/LBOX/RIMBReimbursement (Generic)Generic reimbursement of costs related to the transaction without further details available
PMNT/LBOX/TAXETaxes (Generic)Generic taxes related to the transaction without further details available

How it appears in camt.053

In camt.052, camt.053 and camt.054, each entry carries its code in the BkTxCd block. For example, PMNT/LBOX/CHRG:

<BkTxCd>
  <Domn>
    <Cd>PMNT</Cd>
    <Fmly>
      <Cd>LBOX</Cd>
      <SubFmlyCd>CHRG</SubFmlyCd>
    </Fmly>
  </Domn>
</BkTxCd>

Other families in the PMNT domain

Related: camt.053 explained, ISO 20022 and all ISO 20022 bank transaction codes.

Where Polynopsis fits

Polynopsis reads bank statement files in BAI2, MT940 and ISO 20022 camt.053, read-only, and puts every bank balance into one live position with payout partner, exchange and stablecoin wallet balances, including money in flight.

Sources

  1. Bank Transaction Codes external code list description (November 2025) · ISO 20022
  2. Bank Transaction Codes codification workbook (30 November 2025) · ISO 20022

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About Polynopsis

Polynopsis is liquidity management software for cross-border payment companies. The name joins poly, many, and synopsis, a seeing together: one live view of money spread across many banks, payout partners, exchanges and stablecoin wallets, including money in flight, with a warning before any corridor runs dry.

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