Polynopsis

ISO 20022 bank transaction code PMNT NTAV: Not Available

By Polynopsis team · Last updated

In ISO 20022 bank transaction codes, domain PMNT (Payments) with family NTAV means Not Available. The “Not Available” family is used to cater for the Bank Transaction Code mandatory field, when no further details are available for the Bank Transaction Code, eg a payment is reported but no family is available in the information provided in the transaction. It has 1 sub-family code, listed below.

Sub-family codes

CodeNameDefinition
PMNT/NTAV/NTAVNot AvailableThe “Not Available” Sub-Family is used to cater for the Bank Transaction Code mandatory field, when no further details are available for the Bank Transaction Code, e.g. a received credit transfer is reported but no Sub-Family is available in the information provided in the transaction.

How it appears in camt.053

In camt.052, camt.053 and camt.054, each entry carries its code in the BkTxCd block. For example, PMNT/NTAV/NTAV:

<BkTxCd>
  <Domn>
    <Cd>PMNT</Cd>
    <Fmly>
      <Cd>NTAV</Cd>
      <SubFmlyCd>NTAV</SubFmlyCd>
    </Fmly>
  </Domn>
</BkTxCd>

Other families in the PMNT domain

Related: camt.053 explained, ISO 20022 and all ISO 20022 bank transaction codes.

Where Polynopsis fits

Polynopsis reads bank statement files in BAI2, MT940 and ISO 20022 camt.053, read-only, and puts every bank balance into one live position with payout partner, exchange and stablecoin wallet balances, including money in flight.

Sources

  1. Bank Transaction Codes external code list description (November 2025) · ISO 20022
  2. Bank Transaction Codes codification workbook (30 November 2025) · ISO 20022

Know where all your money is.

Polynopsis gives cross-border payment teams one live position across every bank, payout partner, exchange and wallet, including money in flight, and warns before a corridor runs dry.

About Polynopsis

Polynopsis is liquidity management software for cross-border payment companies. The name joins poly, many, and synopsis, a seeing together: one live view of money spread across many banks, payout partners, exchanges and stablecoin wallets, including money in flight, with a warning before any corridor runs dry.

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