ISO 20022 bank transaction code PMNT CNTR: Counter Transactions
In ISO 20022 bank transaction codes, domain PMNT (Payments) with family CNTR means Counter Transactions. Transaction is related to cash movements initiated through over-the-counter operations at the financial institution’s counter It has 24 sub-family codes, listed below.
Sub-family codes
| Code | Name | Definition |
|---|---|---|
| PMNT/CNTR/BCDP | Branch Deposit | Transaction is a counter or safe cash deposit operation, related to coin and currency deposit, operated at branch location. |
| PMNT/CNTR/BCWD | Branch Withdrawal | Transaction is a counter cash withdrawal operation, related to coin and currency withdrawal, operated at branch location. |
| PMNT/CNTR/CDPT | Cash Deposit | Transaction is a counter or safe cash deposit operation, related to coin and currency deposit |
| PMNT/CNTR/CWDL | Cash Withdrawal | Transaction is a counter cash withdrawal operation, related to coin and currency withdrawal |
| PMNT/CNTR/CHRG | Charges (Generic) | Generic charges related to the transaction without further details available |
| PMNT/CNTR/CHKD | Check Deposit | Transaction is a counter or safe cash deposit operation, related to cheque deposit |
| PMNT/CNTR/COMM | Commission (Generic) | Generic commissions without further details related to the transaction |
| PMNT/CNTR/COME | Commission Excluding Taxes (Generic) | Generic commissions without taxes related to the transaction without further details available |
| PMNT/CNTR/COMI | Commission Including Taxes (Generic) | Generic commissions including taxes related to the transaction without further details available |
| PMNT/CNTR/CAJT | Credit Adjustments (Generic) | Generic credit or debit adjustments related to the transaction without further details available |
| PMNT/CNTR/DAJT | Debit Adjustments (Generic) | Generic credit or debit adjustments related to the transaction without further details available |
| PMNT/CNTR/FEES | Fees (Generic) | Generic fees related to the transaction without further details available |
| PMNT/CNTR/FCDP | Foreign Currencies Deposit | Transaction is a movement resulting from foreign currency sell operations (bank notes and coins) at the counter. |
| PMNT/CNTR/FCWD | Foreign Currencies Withdrawal | Transaction is a movement resulting from foreign currency buy operations (bank notes and coins) at the counter. |
| PMNT/CNTR/INTR | Interests (Generic) | Generic interest related to the transaction without further details available |
| PMNT/CNTR/MSCD | Miscellaneous Deposit | Transaction is a counter deposit related to undefined underlying instruments |
| PMNT/CNTR/MIXD | Mixed Deposit | Transaction is a counter cash deposit operation, related to a combination of cheque, coin and currency deposit |
| PMNT/CNTR/COMT | Non Taxable Commissions (Generic) | Generic non-taxable commissions related to the transaction without further details available |
| PMNT/CNTR/NTAV | Not Available | The “Not Available” Sub-Family is used to cater for the Bank Transaction Code mandatory field, when no further details are available for the Bank Transaction Code, e.g. a received credit transfer is reported but no Sub-Family is available in the information provided in the transaction. |
| PMNT/CNTR/OTHR | Other | The “Other” Sub-Family is used to cater for the Bank Transaction Code mandatory field, when the reported Family does not match any of the Families listed in the specified Domain, but further details are available in addition to the Domain and Family codes. |
| PMNT/CNTR/RIMB | Reimbursement (Generic) | Generic reimbursement of costs related to the transaction without further details available |
| PMNT/CNTR/TAXE | Taxes (Generic) | Generic taxes related to the transaction without further details available |
| PMNT/CNTR/TCDP | Travellers Cheques Deposit | Transaction is a movement resulting from a travellers’ cheques deposit by the account owner at the counter. |
| PMNT/CNTR/TCWD | Travellers Cheques Withdrawal | Transaction is a movement resulting from a travellers’ cheques withdrawal by the account owner at the counter. |
How it appears in camt.053
In camt.052, camt.053 and camt.054, each entry carries its code in the BkTxCd block. For example, PMNT/CNTR/BCDP:
<BkTxCd>
<Domn>
<Cd>PMNT</Cd>
<Fmly>
<Cd>CNTR</Cd>
<SubFmlyCd>BCDP</SubFmlyCd>
</Fmly>
</Domn>
</BkTxCd>
Other families in the PMNT domain
Related: camt.053 explained, ISO 20022 and all ISO 20022 bank transaction codes.
Where Polynopsis fits
Polynopsis reads bank statement files in BAI2, MT940 and ISO 20022 camt.053, read-only, and puts every bank balance into one live position with payout partner, exchange and stablecoin wallet balances, including money in flight.
Sources
- Bank Transaction Codes external code list description (November 2025) · ISO 20022
- Bank Transaction Codes codification workbook (30 November 2025) · ISO 20022
Know where all your money is.
Polynopsis gives cross-border payment teams one live position across every bank, payout partner, exchange and wallet, including money in flight, and warns before a corridor runs dry.
About Polynopsis
Polynopsis is liquidity management software for cross-border payment companies. The name joins poly, many, and synopsis, a seeing together: one live view of money spread across many banks, payout partners, exchanges and stablecoin wallets, including money in flight, with a warning before any corridor runs dry.
Why it is called Polynopsis · About Polynopsis · Glossary · Corridor runway calculator