Pakistan bank holidays 2026 and 2027
Pakistan has 22 bank or public holidays listed here between November 2026 and December 2027. Over the year-end peak (1 December 2026 to 15 January 2027) the dates to plan around are: Fri 25 Dec 2026 (Quaid-e-Azam Day / Christmas), Sat 26 Dec 2026 (Day after Christmas (Christians only)), Fri 1 Jan 2027 (Bank holiday (closed for public dealing)).
Currency: PKR · Time zone: Asia/Karachi · Subscribe to this calendar (.ics)
Why this matters for prefunding
When Pakistan banks or payment rails close, a top-up sent to a local payout partner may not land until the next business day. Remittance demand often rises around the same holidays. Fund the corridor before the closure, sized for the closed days plus your normal top-up lead time. Check your corridor runway.
Holiday calendar
| Date | Holiday | Type | Status | Notes |
|---|---|---|---|---|
| Mon 9 Nov 2026 | Allama Iqbal Day | public holiday | Confirmed | Cabinet Division notification of 2026 public holidays. Monday. |
| Fri 25 Dec 2026 | Quaid-e-Azam Day / Christmas | public holiday | Confirmed | Cabinet Division notification of 2026 public holidays. Friday. |
| Sat 26 Dec 2026 | Day after Christmas (Christians only) | public holiday | Confirmed | Cabinet Division notification of 2026 public holidays. Saturday; applies only to the Christian community, not a general closure. |
| Fri 1 Jan 2027 | Bank holiday (closed for public dealing) | bank holiday | Expected | Banks, DFIs and MFBs closed to the public but staff attend. Appeared in the 2025 and 2026 notifications; 2027 notification not yet issued. |
| Fri 5 Feb 2027 | Kashmir Solidarity Day | public holiday | Expected | Fixed-date holiday that recurs every year; the Cabinet Division 2027 notification has not been issued yet. Friday. |
| Wed 10 Mar 2027 | Eid-ul-Fitr (day 1) | public holiday | Expected | Subject to moon sighting; the Cabinet Division confirms dates by separate notification. The 2025 and 2026 notifications each gave three days for Eid-ul-Fitr. Islamic calendar date; depends on moon sighting. Date shown is an estimate from published calendars and can move by a day or more. |
| Thu 11 Mar 2027 | Eid-ul-Fitr (day 2) | public holiday | Expected | Subject to moon sighting; the Cabinet Division confirms dates by separate notification. Estimate. |
| Fri 12 Mar 2027 | Eid-ul-Fitr (day 3) | public holiday | Expected | Subject to moon sighting; the Cabinet Division confirms dates by separate notification. Estimate. |
| Tue 23 Mar 2027 | Pakistan Day | public holiday | Expected | Fixed-date holiday that recurs every year; the Cabinet Division 2027 notification has not been issued yet. Tuesday. |
| Sat 1 May 2027 | Labour Day | public holiday | Expected | Fixed-date holiday that recurs every year; the Cabinet Division 2027 notification has not been issued yet. Saturday. |
| Mon 17 May 2027 | Eid-ul-Azha (day 1) | public holiday | Expected | Subject to moon sighting; the Cabinet Division confirms dates by separate notification. The 2025 and 2026 notifications each gave three days for Eid-ul-Azha. Islamic calendar date; depends on moon sighting. Date shown is an estimate from published calendars and can move by a day or more. |
| Tue 18 May 2027 | Eid-ul-Azha (day 2) | public holiday | Expected | Subject to moon sighting; the Cabinet Division confirms dates by separate notification. Estimate. |
| Wed 19 May 2027 | Eid-ul-Azha (day 3) | public holiday | Expected | Subject to moon sighting; the Cabinet Division confirms dates by separate notification. Estimate; one secondary calendar lists only two days (17 and 18 May). |
| Fri 28 May 2027 | Youm-e-Takbeer | public holiday | Expected | Fixed-date holiday that recurs every year; the Cabinet Division 2027 notification has not been issued yet. Friday. |
| Mon 14 Jun 2027 | Ashura (9 Muharram) | public holiday | Expected | Subject to moon sighting; the Cabinet Division confirms dates by separate notification. Estimate from a secondary calendar; India's government lists Muharram (10th) on 16 Jun 2027, so Ashura could fall on 15 and 16 Jun. |
| Tue 15 Jun 2027 | Ashura (10 Muharram) | public holiday | Expected | Subject to moon sighting; the Cabinet Division confirms dates by separate notification. Estimate; see 14 Jun. |
| Thu 1 Jul 2027 | Bank holiday (closed for public dealing) | bank holiday | Expected | Annual bank closing; banks closed to the public but staff attend. SBP announced it in 2025 and it appears in the 2026 notification; 2027 not yet issued. |
| Sat 14 Aug 2027 | Independence Day | public holiday | Expected | Fixed-date holiday that recurs every year; the Cabinet Division 2027 notification has not been issued yet. Saturday. |
| Sun 15 Aug 2027 | Eid Milad-un-Nabi (12 Rabi-ul-Awwal) | public holiday | Expected | Subject to moon sighting; the Cabinet Division confirms dates by separate notification. Estimate; falls on a Sunday on this estimate. Islamic calendar date; depends on moon sighting. Date shown is an estimate from published calendars and can move by a day or more. |
| Tue 9 Nov 2027 | Allama Iqbal Day | public holiday | Expected | Fixed-date holiday that recurs every year; the Cabinet Division 2027 notification has not been issued yet. Tuesday. |
| Sat 25 Dec 2027 | Quaid-e-Azam Day / Christmas | public holiday | Expected | Fixed-date holiday that recurs every year; the Cabinet Division 2027 notification has not been issued yet. Saturday. |
| Sun 26 Dec 2027 | Day after Christmas (Christians only) | public holiday | Expected | Fixed-date holiday that recurs every year; the Cabinet Division 2027 notification has not been issued yet. Sunday; Christian community only. |
"Expected" means the date depends on an annual declaration or moon sighting and may move. Check the official source before you rely on it.
Payment rails and operating hours
| Rail | Operator | Hours | Runs on holidays |
|---|---|---|---|
| Raast (instant payment system) | Raast Payments Pakistan (Pvt) Ltd, a wholly owned subsidiary of the State Bank of Pakistan | 24/7 | unknown source |
| PRISM+ (RTGS) | State Bank of Pakistan | Monday to Friday, 09:00 to 15:45 PKT (as published by Allied Bank for customer RTGS; SBP's own system window was not confirmed). PRISM+ replaced PRISM from 16 Jun 2025. | no source |
| 1LINK interbank funds transfer (IBFT) | 1LINK | 24/7 | unknown source |
Dec 2026 is light for Pakistan: Fri 25 Dec (Quaid-e-Azam Day/Christmas) is the only general closure, with 26 Dec for Christians only and Fri 1 Jan 2027 a bank holiday (closed to the public). Every 2027 date is unconfirmed because the Cabinet Division publishes its annual notification in late December or January; fixed-date holidays are near-certain, while Eid, Ashura and Milad dates move with moon sighting and are confirmed only days ahead. Eid closures run three days and can join a weekend, which is the main prefunding risk in March and May 2027. A 1st Ramazan bank holiday for Zakat deduction has also appeared in recent notifications (18 Feb 2026); the 2027 date depends on the moon. Raast is described by SBP as available round the clock; its explicit holiday availability was not stated. PRISM+ hours come from a commercial bank page, not SBP.
Other calendars
Sources
- Public holidays in Pakistan 2026 revealed (Cabinet Division notification) · Daily Pakistan
- PSX notice PSX/N-89: holidays for 2026 · Pakistan Stock Exchange
- Public holidays 2025 (Cabinet Division notification) · National Productivity Organization (Government of Pakistan)
- SBP announces bank holiday on July 1 (2025) · Profit by Pakistan Today
- Pakistan holidays 2027 · CalendarLabs
- Raast · State Bank of Pakistan
- Raast P2P · State Bank of Pakistan
- DI&SD Circular No. 01 of 2025 (PRISM+) · State Bank of Pakistan
- Payment systems · State Bank of Pakistan
- PRISM (RTGS) service · Allied Bank Limited
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