Singapore bank holidays 2026 and 2027
Singapore has 15 bank or public holidays listed here between November 2026 and December 2027. Over the year-end peak (1 December 2026 to 15 January 2027) the dates to plan around are: Fri 25 Dec 2026 (Christmas Day), Fri 1 Jan 2027 (New Year's Day).
Currency: SGD · Time zone: Asia/Singapore · Subscribe to this calendar (.ics)
Why this matters for prefunding
When Singapore banks or payment rails close, a top-up sent to a local payout partner may not land until the next business day. Remittance demand often rises around the same holidays. Fund the corridor before the closure, sized for the closed days plus your normal top-up lead time. Check your corridor runway.
Holiday calendar
| Date | Holiday | Type | Status | Notes |
|---|---|---|---|---|
| Sun 8 Nov 2026 | Deepavali | public holiday | Confirmed | Gazetted public holiday. Falls on a Sunday, a weekend day; Monday 9 November is a public holiday. |
| Mon 9 Nov 2026 | Deepavali (Monday holiday) | observed/substitute day | Confirmed | Public holiday because Deepavali falls on a Sunday. MEPS+ and GIRO are closed; FAST and PayNow run. Monday. |
| Fri 25 Dec 2026 | Christmas Day | public holiday | Confirmed | Gazetted public holiday. MEPS+ and GIRO are closed; FAST and PayNow run. Friday. |
| Fri 1 Jan 2027 | New Year's Day | public holiday | Confirmed | Gazetted public holiday. Gazetted on 18 June 2026. MEPS+ and GIRO are closed; FAST and PayNow run. Friday. |
| Sat 6 Feb 2027 | Chinese New Year | public holiday | Confirmed | Gazetted public holiday. Falls on a Saturday, a weekend day. |
| Sun 7 Feb 2027 | Chinese New Year (second day) | public holiday | Confirmed | Gazetted public holiday. Falls on a Sunday, a weekend day; Monday 8 February is a public holiday. |
| Mon 8 Feb 2027 | Chinese New Year (Monday holiday) | observed/substitute day | Confirmed | Public holiday because the second day of Chinese New Year falls on a Sunday. MEPS+ and GIRO are closed; FAST and PayNow run. Monday. |
| Wed 10 Mar 2027 | Hari Raya Puasa | public holiday | Confirmed | Gazetted public holiday. MEPS+ and GIRO are closed; FAST and PayNow run. Wednesday. |
| Fri 26 Mar 2027 | Good Friday | public holiday | Confirmed | Gazetted public holiday. MEPS+ and GIRO are closed; FAST and PayNow run. Friday. |
| Sat 1 May 2027 | Labour Day | public holiday | Confirmed | Gazetted public holiday. Falls on a Saturday, a weekend day; there is no weekday replacement holiday. |
| Mon 17 May 2027 | Hari Raya Haji | public holiday | Confirmed | Gazetted public holiday. MEPS+ and GIRO are closed; FAST and PayNow run. Monday. |
| Thu 20 May 2027 | Vesak Day | public holiday | Confirmed | Gazetted public holiday. MEPS+ and GIRO are closed; FAST and PayNow run. Thursday. |
| Mon 9 Aug 2027 | National Day | public holiday | Confirmed | Gazetted public holiday. MEPS+ and GIRO are closed; FAST and PayNow run. Monday. |
| Thu 28 Oct 2027 | Deepavali | public holiday | Confirmed | Gazetted public holiday. MEPS+ and GIRO are closed; FAST and PayNow run. Thursday. |
| Sat 25 Dec 2027 | Christmas Day | public holiday | Confirmed | Gazetted public holiday. Falls on a Saturday, a weekend day; there is no weekday replacement holiday. |
Expected: the date depends on an annual declaration or moon sighting.
Payment rails and operating hours
| Rail | Operator | Hours | Runs on holidays |
|---|---|---|---|
| FAST (Fast And Secure Transfers, including PayNow) | Participating banks and non-bank financial institutions (Association of Banks in Singapore scheme) | 24/7 | yes source |
| MEPS+ (MAS Electronic Payment System, RTGS) | Monetary Authority of Singapore | Weekdays excluding public holidays, 09:00 to 19:00. Bank customer cut-offs are earlier: OCBC Velocity 16:30, DBS 14:00, Standard Chartered branches 12:00. | no source |
| Interbank GIRO | Participating banks | Working days only, subject to cut-off times; funds are credited in up to two working days (OCBC). | no source |
What to watch
All dates here are gazetted, including the 2027 list (gazetted on 18 June 2026), so there are no moon-sighting changes. A public holiday on a Sunday makes the Monday a holiday (Deepavali on 9 November 2026, Chinese New Year on 8 February 2027); a Saturday holiday gets no weekday replacement, so Chinese New Year day 1, Labour Day and Christmas 2027 add no weekday closure. The busiest stretch is May 2027, with Hari Raya Haji on Monday 17 May and Vesak Day on Thursday 20 May. MEPS+ runs on weekdays from 09:00 to 19:00 and stops on public holidays, so large SGD payments wait for the next business day; FAST and PayNow run 24/7, including holidays, up to S$200,000 per transaction, though some banks give transfers made on non-business days the next business day as value date.
Other calendars
Sources
- Public Holidays for 2027 (press release, 18 June 2026) · Ministry of Manpower
- Public holidays (2026 and 2027) · Ministry of Manpower
- Public Holidays in 2027 (Gazette notification No. 3467) · Government Gazette, Singapore
- MEPS+ Principles for Financial Market Infrastructures Disclosure 2024 · Monetary Authority of Singapore
- Fast And Secure Transfers: FAQ · Association of Banks in Singapore
- Local and international payments for SMEs · OCBC
- Electronic funds transfer in Singapore · DBS
- MEPS+ · Standard Chartered Singapore
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Polynopsis is liquidity management software for cross-border payment companies. The name joins poly, many, and synopsis, a seeing together: one live view of money spread across many banks, payout partners, exchanges and stablecoin wallets, including money in flight, with a warning before any corridor runs dry.
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